Security & Fraud
Identity Theft
What it means
When someone uses your personal information without permission to open accounts, make purchases, or commit fraud in your name. Signs on your credit report include accounts you did not open, hard inquiries you did not authorize, and addresses you do not recognize. File a report at IdentityTheft.gov to get federal documentation.
Covered in the free course
- Getting Your Free Reports (All Three)Reading Your Credit Report
- Anatomy of a Credit Report: Section by SectionReading Your Credit Report
- The Dispute Process: Step by StepDisputing Errors Like a Pro
- Hard vs. Soft Inquiries: Know the DifferenceNew Credit & Inquiries
- Red Flags and Warning Signs to Watch ForReading Your Credit Report
- Bankruptcy: The Nuclear Option and Life AfterCommon Credit Problems
- Identity Theft: When Your Credit Gets StolenCommon Credit Problems