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Module 6 of 10
10% of your FICO scoreNew Credit & Inquiries
Applying for credit and hard inquiries: 10% of your score
3 free lessons in this module
1
Hard vs. Soft Inquiries: Know the Difference
One kind can cost you a few points. The other never touches your score.
7 min
2
Rate Shopping: The Exception to the Rule
How to compare mortgage, auto, and student loan offers without stacking up inquiries
6 min
3
How to Apply Strategically
When to apply, when to wait, and what to do if you get a no
8 min