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Module 1 of 10
Understanding Credit
What it is, why it exists, and why it matters more than you think
4 free lessons in this module
1
What Is Credit and Why Does It Exist?
Start here. Everything else in this course builds on this lesson.
8 min
2
The 5 FICO Factors: Your Score at a Glance
Your credit score has 5 ingredients. Let's open the recipe.
10 min
3
Meet the Three Credit Bureaus
Three separate companies, three separate files, and they don't always agree
7 min
4
Who Sees Your Credit and Why It Matters
More people look at your credit report than you'd expect
6 min